Do you have Employment Practices Liability Insurance? If not, keep reading!
This insurance coverage is used to protect you against lawsuits by employees alleging wrongful termination, discrimination , harassment, or other specified employment related exposures.
One of the newer types of claims are with the computer system and explicit e-mails from one employee to another.
Imagine this scenario:
An employee who is a manager of the business received an explicit e-mail from one of his long time friends and it is of the explicit nature. He in turn says I am going to send it to an office friend by the name of AL by e-mail. The employee then clicks on his e-mail list and instead of sending the e-mail to Al it goes to all. Yes- to all of the employees in the office. The next thing he knew is that he had 10 employees lined up at his door that just pushed a button called print screen and presented him with the explicit information. You can only question what happens from there…
To avoid such a disastrous situation, make sure you add this coverage to your current policy or make sure you check all the employees e-mails before they send the wrong one!
If you have questions or would like additional information on the above EPLI coverage please feel free to give me a call or e-mail me at David @henrymurray.com.