Boating is an activity that many people enjoy. However, they typically do not want to think about all of the things that can go wrong while they are boating. Accidents do happen, so it is important for you to have the right amount of boat insurance coverage. Additionally, boat insurance can cover you if your boat were to get damaged by a storm or other natural disaster.
If you live in Annapolis, Maryland are in need of boat insurance, then you will need to contact Henry Murray Agency. They can provide you with the boat insurance coverage that you need. It does not matter whether you have a power boat, sail boat or jet ski. You can also get personal yacht insurance if your sail or powerboat is bigger than 40 feet.
It is important to note that there is physical damage and liability coverage. Both types of coverage are extremely important. Physical damage insurance covers damage that is done to your boat because of things like lighting, wind, collision and storms. It also covers theft.
Liability coverage will cover you in the event that you injure another person or damage property while you are operating your boat. However, liability and physical damage are not the only types of coverage available. You also have the option of getting on-water towing, medical payments, salvage and underinsured/uninsured watercraft coverage. Your insurance agent will be happy to discuss your insurance needs and options.
Even though boat insurance is not required in the state of Maryland, it is not something that you will want to be without. Contact Henry Murray Agency so that you can get the coverage that you need.
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