Do you have Equipment Breakdown coverage on your policy?
Electrical breakdown is the most common type of loss on a farm. An electrical power surge can destroy circuit breakers, electric motors and electronic control equipment used to operate various types of machinery and equipment. This can lead to significant property damage and interruption of operations for days until repairs are made.
A farmer uses many types of machinery and equipment for their operations. They are used to manage grazing and feeding of cattle, breeding and calving, forage planting and harvesting. This makes the reliability of electrical systems, mechanical systems and computer systems essential to the financial health of a ranch. Even your air conditioning system, refrigerator, freezer in your home falls under this coverage when a power surge happens.
Contact your agent today to see if you have the this much needed coverage.
Pauline Brady, Account Manager