Cell app

Ride sharing (Uber & Lyft) present some insurance issues to their drivers.

Uber has a policy that covers the driver/vehicle owner for liability and physical damage

while working for Uber AND while a passenger is in the car.   Coverage is not offered

before the assigned passenger is actually picked up.   In 2013 a San Francisco driver

logged in to Uber but with no passenger struck and killed a 6 year old girl and neither

the drivers coverage or Uber’s offered to cover the loss and lawsuits resulted.  

Anyone thinking about driving for a ride sharing company should check with their insurance

company first.   Don’t just ignore the situation because your insurance company hasn’t asked you

about it.


Skip Shepherd



Posted in: auto insurance, business insurance annapolis, car insurance annapolis, commercial insurance

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