How Much Do You Trust Your Car?

June 21, 2017

Technology is an amazing thing. Everyday something new is invented and we wonder “how did I ever live without this???”...Read More

School’s Out for Summer

June 14, 2017

School’s out for summer – now what? Millions of children are running for the door as they have been anticipating...Read More

What is Ordinance and Law Coverage?

June 8, 2017

Did you know that in the event of a covered loss this coverage will pay for the demolition of the...Read More

Pool Safety Tips

June 7, 2017

Help prevent guest and tenant swimming pool disasters with these safety tips by Tracy Groff Commercial Lines Account Executive Senior...Read More

Ride Sharing and Insurance

May 31, 2017

Ride sharing (Uber & Lyft) present some insurance issues to their drivers. Uber has a policy that covers the driver/vehicle...Read More

Swimming Pool Safety Tips

May 27, 2017

Summer is just around the corner and soon millions of pools around the country will be filled with fun and...Read More

Hurricane/Tropical Storm Season

May 25, 2017

It’s that time of the year again:  Hurricane / Tropical Storm Season ! The 2017 Hurricane and Tropical Storm season...Read More

Improvements to Help Sell Your Home

May 20, 2017

The world of real estate seems to be shaping up to be a sellers’ market.  With High demand, and low...Read More

Office Etiquette for Modern Times

May 13, 2017

Though the practice of good manners has diminished with the rise of technology, a polite demeanor is still appreciated in...Read More

The Tiny House Movement

May 11, 2017

Tiny Houses are classified as less than 500 square feet, and they can be mobile or planted. The “tiny house...Read More

CUPCAKES! WHO DOESN’T LIKE THEM?

May 8, 2017

If your anything like me, I am always looking for a Wheat- Free and Gluten-Free recipe. While browsing thru Allrecipes...Read More

Beware of Ransomware

May 6, 2017

In today’s society, criminal activity is being found everywhere and growing more and more through the interwebs. The existence of...Read More

THIS IS NOT INSURANCE RELATED……

May 2, 2017

[caption id="attachment_1268" align="aligncenter" width="300"] Teacher Appreciation[/caption] Vacation season is coming. A few weeks left of school and now you are...Read More

Tips on Preparing for Winter

March 9, 2017

Tips on preparing for winter Clean out the Gutters Have your furnace serviced Check door and window frames for air...Read More

Protect Your Home, Yourself and Your Family

February 22, 2017

  Here is a list of available technologies that we think could help you protect your home, yourself and family:...Read More

“Don’t worry. It’s covered!” Or is it?

February 15, 2017

As Valentine’s Day has passed how common will these headlines be? Lost Ring During Proposal At Yankee’s Stadium Skydiver drops...Read More

Be Careful Where You Drive

February 10, 2017

BE CAREFUL WHERE YOU DRIVE YOUR CAR... WHO PAYS FOR DAMAGE TO YOUR VEHICLE IF DAMAGED BY RIOTING ?  ...Read More

Millennials and Insurance: How to Start a Conversation

February 1, 2017

I read an article in Primary Agent Magazine’s January issue titled: “5 Musts for Insurance Agents Trying to Reach Millennials.”...Read More

Umbrella Coverage

January 27, 2017

It’s a new year, a clean slate! While sorting out files for the new year and collecting information for tax...Read More

January 18th – National Winnie the Pooh Day

January 26, 2017

“Author A.A. Milne brought the adorable, honey-loving bear to life in his stories which also featured his son, Christopher Robin.  National...Read More

COMFORT FOODS …A Plus in the Winter

January 11, 2017

How about a good healthy soup? We all love soup in the winter and when it sticks with you it...Read More

It’s the most wonderful time of the year, Until something bad happens…..

November 30, 2016

Now that the Thanksgiving holiday is over, people tend to think about the next major holiday, Christmas!  Making your shopping...Read More

Vacant Homes are NOT Vacant of Risk

November 23, 2016

Can you tell which one of these homes is vacant?  Does it matter? YES IT DOES!! Once a home is...Read More

Facing Your Fears of Insuring Your Teen Driver

November 16, 2016

Being a father of (3) teenage daughters can be very stressful, not only because I’m the only man of the...Read More

NOTIFICATION OF HOME IMPROVEMENTS

November 9, 2016

When making improvements to your home that boost your home’s value be sure your home insurance coverage is adequate and...Read More

Uber… does my personal auto policy cover me?

November 2, 2016

  Does my policy cover me while using my personal vehicle for Uber or other car sharing concerns? Most likely...Read More

90% of All Theft Losses of Significance Involve Employees

Did you know that 90% of all theft losses of significance involve employees, often long-term employees that have located a...Read More

Halloween Tips

October 26, 2016

Halloween Tips to protect your home and yourself from possible claims.  1-Create a clear path to your front door to...Read More

Teen Driver Safety Every Week

October 25, 2016

Last week was National Teen Driver Safety Week.  As Insurance agents we hear the concerns from parents as they add their newly...Read More

National Fire Prevention Week

October 14, 2016

[caption id="attachment_1213" align="aligncenter" width="948"] Photo Courtesy of NFPA[/caption] It’s National Fire Prevention Week. One of the most important measures in...Read More

Maryland Law and Insurance Identification Card

September 28, 2016

Did you know it is now a law in Maryland you have an Insurance Identification Card? It is!   To avoid...Read More

Workers Compensation Myths

September 21, 2016

Running a business is expensive and stressful, but having a team of people (employees) to rely on can help tremendously....Read More

It’s time to go back to school!

September 14, 2016

Summer is over……Fall is near……It’s time to go back to school. What is on your “to do” list at this...Read More

The Risk of not having Renters Insurance

September 7, 2016

  You rent a house or apartment and do not have renters insurance.   You don’t own that much stuff, or...Read More

Cyber Security

September 1, 2016

What do Target, The Home Depot, Internal Revenue Service and LinkedIn all have in common? They’ve all experienced a Cyber...Read More

Vacation time!

July 27, 2016

Ease your mind by following these simple steps to protect your home from burglars while you’re away...... 1- Make sure...Read More

The Future of Automobile Insurance

July 20, 2016

Telematics - a method of monitoring a vehicle. By combining a GPS system with on-board diagnostics it's possible to record...Read More

“COMMUNICATION CAN SAVE YOU BOTH TIME AND MONEY”

June 25, 2016

People are always looking for ways to save money on their insurance premiums. There are plenty of commercials on the...Read More

Insurance for Viruses?

June 22, 2016

Ransom ware attacks on businesses and individuals are increasing.  Your files are encrypted and you receive an email with a...Read More

Equipment Breakdown for Farmers

May 11, 2016

Do you have Equipment Breakdown coverage on your policy? Electrical breakdown is the most common type of loss on a...Read More

April Showers Bring May Flowers……..

April 27, 2016

April Showers Bring May Flowers……..   Unfortunately showers can also bring severe weather threats such as hail, high winds, tornadoes...Read More

Are you using Drones in your business?

April 13, 2016

Are you using Drones in your business? If so, you may not have liability coverage under your standard policy.  With...Read More

Is Your Pet Safe?

April 11, 2016

Do you regularly put your pet in danger? If your pets travel unrestrained in any vehicle, then the answer is...Read More

Spring has Sprung

April 1, 2016

Spring has sprung and April is just around the corner!  April showers may bring May flowers but they can also...Read More

Additional Insured…What does it mean?

March 24, 2016

In today’s litigious society, whether you are a plumber, an architect or a free-lance artist leasing a space for your...Read More

Commonly Misunderstood Insurance Terms

March 16, 2016

We have all had a conversation where a lot of things are said that you just don’t understand or comprehend. ...Read More

What is a Residence Premise?

March 9, 2016

We will pay for direct “physical loss” to…….the dwelling on the “residence premises” including structures attached to the dwelling. “Residence...Read More

Did You Know – Host Liquor Liability

March 2, 2016

From Christmas parties, barbecues to seminars, alcohol is often a large part of these social gatherings. When a person drinks...Read More

Do you have enough car insurance?

February 24, 2016

DO YOU HAVE ENOUGH CAR INSURANCE COVERAGE ? It’s easy to call an insurance company to obtain insurance coverage for...Read More

Are you covered?

December 16, 2015

To make the agriculture operation a success it can probably not be a 7 month operation. We are certainly looking...Read More

WORKERS COMPENSATION FOR FARM EMPLOYEES

November 12, 2015

Did you know that by Maryland Law if you pay employees for the work they do on your farm you...Read More

October 29, 2015

Falling leaves, dropping temperatures, hay rides, bonfires, pumpkins and scare crows. Fall is here and Halloween will be upon us...Read More

Insurance myths costing you money?

August 28, 2015

Are the most common insurance myths costing you money? Insurance myths have been talked about for years and many still...Read More

DID YOU KNOW – Employment Practices Liability Insurance –

July 29, 2015

Do you have Employment Practices Liability Insurance? This insurance coverage is used to protect you against lawsuits by employees alleging ...Read More

Do you have a home-based business?

July 16, 2015

  According to the U.S. Small business Administration   https://www.sba.gov/content/home-based-businesses  more than half of the $28 million U.S. businesses are home-based. ...Read More

Cyber Security

July 13, 2015

You are probably as likely to lose your business by your computer systems being victim of a data breach or...Read More

Protect your New Vehicle !

July 1, 2015

Did you just recently trade in your older vehicle for a brand new model, or did you just take advantage...Read More

Employment Practices Liability

June 24, 2015

Employment Practices Liability is a type of insurance covering wrongful acts arising from the employment process. In today’s growing litigious...Read More

Summer Vacation Vehicle Safety

June 19, 2015

As Summer is quickly approaching, and kids are done with school, vacations seem like the next logical thing to do. ...Read More

IT Can Happen to YOU!

June 12, 2015

IT could happen to anyone. You’re online checking email, reading the news doing a little shoppping and  you get a...Read More

There Are Heroes Among Us

May 28, 2015

Donna Baronti was recognized at this years awards ceremony for donating her first gallon of blood. AAMC Blood Mobile Program...Read More

Farm Vehicles

April 30, 2015

Do we have your farm vehicles insured?  If so, and you have a K-tag on that vehicle you may be...Read More

How safe are you really?

March 26, 2015

We take so many precautions to protect what is tangible and replaceable but we leave ourselves exposed to the possibility...Read More

Determining Home Replacement Cost

March 20, 2015

  When searching for homeowners insurance coverage, you rely on the insurance company to insure your home for it’s full...Read More

WOODSTOVES IN YOUR HOME

March 12, 2015

The cold weather is almost over and many people were supplementing their main heat source by using a woodstove.  When...Read More

Could your business still operate?

February 26, 2015

If your property location had no access to water, electricity, phone or internet…could your business still operate? When most businesses...Read More

HAPPY VALENTINE’S DAY !

February 11, 2015

It's almost February 14th …. have you purchased your loved one that special gift?  Oh… you can do better than...Read More

Do I really need Directors & Officers Liability?

February 6, 2015

Do I really need Directors & Officers Liability? Some small business executives believe that this type of policy, called D&O...Read More

Errors and Omissions

January 29, 2015

Professional liability insurance, also called errors and omissions insurance (E & O insurance), is a form of liability insurance that...Read More

DID YOU KNOW – “THE NICE GUY RULE”

January 20, 2015

Most companies allow their employees use of company equipment at their premise to do their side work or a small...Read More

Are You Prepared for Winter Driving?

January 12, 2015

As temperatures drop below freezing in the mid-atlantic be sure that you and your car are ready to drive in...Read More

Happy Holidays!

December 23, 2014

To a joyful present and a well remembered past. Best wishes for Happy Holidays and a magnificent New Year! From...Read More

What is PIP and Why is it important?

December 17, 2014

Personal Injury protection is a “NO-FAULT” coverage, meaning that regardless of which driver was at fault, some of the medical...Read More

Insure Your Valuable Holiday Gifts

December 15, 2014

It's the most wonderful time of the year to give and receive gifts!  Are you planning to leave something shiny...Read More

Employee Dishonesty Coverage

December 5, 2014

You may ask the question, what is employee dishonesty coverage? It is an act of deceit by an employee. Most...Read More

GOBBLE, GOBBLE, GOBBLE…..

November 25, 2014

Did you know?  Ben Franklin proposed the turkey as the official United States bird?  In 1863 U.S. President Abraham Lincoln...Read More

Farm Insurance…Not Just for Farming

November 18, 2014

As the Seasons change do you review your farm insurance policy to see if it is accommodating to your operations?...Read More

Homeowners Claim to Report?… WHAT SHOULD I DO?

November 13, 2014

Thankfully, some of us have never needed to file a claim with our insurance company.  Things to think about BEFORE...Read More

Water….Water….Everywhere!

November 5, 2014

November 5, 2014 Its early morning.  You’re struggling to make it down the stairs without that first cup of coffee....Read More

Rental Property Insurance

October 31, 2014

Because your rental property is such an important investment, you want to make sure that it is properly protected. A...Read More

What is Employment Practices Liability Insurance?

October 29, 2014

Do I already have this coverage?  Probably not… Employment Practices Liability Insurance, commonly referred to as EPLI, is an additional...Read More

Should you carry an Umbrella policy?

October 21, 2014

  We use an umbrella for added protection against rain, sun and other weather conditions that can somehow affect us...Read More

What You Need to Know About Flood Insurance

October 17, 2014

If you've currently got a homeowners insurance policy, you may be under the impression that you're covered in the event...Read More

Should you take the rental car insurance?

October 8, 2014

Should you take the rental car insurance? Absolutely!  Your auto policy, whether it is personal or commercial, can be changed to...Read More

Cyber Liability…Is your business at risk??

October 1, 2014

  Home Depot, Target, Apple, Ebay, Neiman Marcus, Dairy Queen, UPS, and Google.  What do these companies have in common...Read More

Preparing for Winter

September 24, 2014

Henry Murray's Winter  Checklist   Take advantage of the beautiful fall weather to work on projects around your home to...Read More

Hurricanes and Homeowners Insurance 2014

September 19, 2014

  We are hopefully getting around to the end of the hurricane season. The Atlantic hurricane season, which lasts from...Read More

Protecting High Value Homes

September 5, 2014

Living in Annapolis Maryland puts us in one of the most unique locations in the world.  If you draw a...Read More

Boat Insurance For The Summer

August 27, 2014

Boating is an activity that many people enjoy. However, they typically do not want to think about all of the...Read More

Summer Golf Tournament

August 25, 2014

Henry M. Murray Agency was recently a executive sponsor for the  Christian Maiorana Collage Fund held at Twin Shields Golf...Read More

Our New Parking Lot

August 20, 2014

Sorry for the inconvenience on Friday but we were trying keep up with the Jones and had our entire parking...Read More

Waterborne exclusion: is it threatening your business?

July 8, 2014

If you have a business that operates in or around the water, your current insurance policy may have a specific...Read More

What is Employment Practices Liability Insurance?

June 12, 2014

Do you have Employment Practices Liability Insurance? If not, keep reading! This insurance coverage is used to protect you against...Read More

Why Tech Business Insurance Matters!

For a lot of tech companies that form around an idea or ideas- and then go out to get their...Read More

Construction Business Insurance

May 11, 2014

Introduction In 1881, Henry Murray established a company that provides other contractors and businesses different options for insurance. Before this,...Read More

Real Estate Business Insurance

April 25, 2014

Insurance is an expense we wish we didn't have to incur, but a saving grace when we run into a...Read More

Hospitality And Hotel Insurance

April 14, 2014

Ever since 1881, Murray Insurance has been a very trusted independent insurance agency in Annapolis, Maryland. One of the company’s...Read More

Restaurant Insurance

March 24, 2014

The Henry M. Murray Agency, Inc. has been providing business insurance to people in Annapolis, Maryland for the past 130...Read More

Commercial Marine Insurance

March 10, 2014

Henry M. Murray Agency, Inc. is an independent insurance company that maintains business relationships with several of the top carriers...Read More

Homeowners Insurance

February 22, 2014

People may not think of Maryland as being a place where hurricane damage is severe, but property owners in and...Read More

Thinking Smart About Auto Insurance

February 11, 2014

If you are in the market for auto insurance, Henry M. Murray Agency can guide your way to a reasonable...Read More