National Administrative Professionals Day
April 24, 2018
April 26th- National Administrative Professionals Day National Administrative Professionals’ Day, also known as Secretaries Day or Admin Day, is observed...Read More
How to avoid party fouls when renting out your clubhouse.
December 20, 2017
It's all fun and games … until somebody gets sued. How to avoid party fouls when renting out your clubhouse....Read More
November 8th- National Parents as Teachers Day
November 8, 2017
National Parents as Teachers Day is observed annually on November 8. On this day Parents as Teachers Organization offers educational services to parents...Read More
Can you find your Utility Shutoff Valves?
October 4, 2017
Everyone knows to call 911 for emergency rescue, safety or medical services. But sometimes when disaster threatens or strikes, you...Read More
Your Pets & Homeowners Insurance
September 15, 2017
When procuring or updating your homeowners policy, your agent will probably ask about pets. It seems like an unrelated question,...Read More
The ABD’s of Medicare
September 6, 2017
I know I’m getting older since I now have an interest in Medicare. Did you know that if you are...Read More
TEN COMMANDMENTS OF HUMAN RELATIONS
August 9, 2017
1. SPEAK TO PEOPLE. There is nothing so nice as a cheerful word of greeting. 2. SMILE AT PEOPLE. ...Read More
August 2nd- National Ice Cream Sandwich Day
August 2, 2017
Observed each year on August 2, it is National Ice Cream Sandwich Day. This food holiday is one that will...Read More
Fire Extinguishers for Optimum Use
June 28, 2017
Fire extinguishers can be an effective tool, but only when you select the correct type for your needs; install them...Read More
How Much Do You Trust Your Car?
June 21, 2017
Technology is an amazing thing. Everyday something new is invented and we wonder “how did I ever live without this???”...Read More
School’s Out for Summer
June 14, 2017
School’s out for summer – now what? Millions of children are running for the door as they have been anticipating...Read More
What is Ordinance and Law Coverage?
June 8, 2017
Did you know that in the event of a covered loss this coverage will pay for the demolition of the...Read More
Pool Safety Tips
June 7, 2017
Help prevent guest and tenant swimming pool disasters with these safety tips by Tracy Groff Commercial Lines Account Executive Senior...Read More
Ride Sharing and Insurance
May 31, 2017
Ride sharing (Uber & Lyft) present some insurance issues to their drivers. Uber has a policy that covers the driver/vehicle...Read More
Swimming Pool Safety Tips
May 27, 2017
Summer is just around the corner and soon millions of pools around the country will be filled with fun and...Read More
Hurricane/Tropical Storm Season
May 25, 2017
It’s that time of the year again: Hurricane / Tropical Storm Season ! The 2017 Hurricane and Tropical Storm season...Read More
Improvements to Help Sell Your Home
May 20, 2017
The world of real estate seems to be shaping up to be a sellers’ market. With High demand, and low...Read More
Office Etiquette for Modern Times
May 13, 2017
Though the practice of good manners has diminished with the rise of technology, a polite demeanor is still appreciated in...Read More
The Tiny House Movement
May 11, 2017
Tiny Houses are classified as less than 500 square feet, and they can be mobile or planted. The “tiny house...Read More
CUPCAKES! WHO DOESN’T LIKE THEM?
May 8, 2017
If your anything like me, I am always looking for a Wheat- Free and Gluten-Free recipe. While browsing thru Allrecipes...Read More
Beware of Ransomware
May 6, 2017
In today’s society, criminal activity is being found everywhere and growing more and more through the interwebs. The existence of...Read More
THIS IS NOT INSURANCE RELATED……
May 2, 2017
[caption id="attachment_1268" align="aligncenter" width="300"] Teacher Appreciation[/caption] Vacation season is coming. A few weeks left of school and now you are...Read More
Tips on Preparing for Winter
March 9, 2017
Tips on preparing for winter Clean out the Gutters Have your furnace serviced Check door and window frames for air...Read More
Protect Your Home, Yourself and Your Family
February 22, 2017
Here is a list of available technologies that we think could help you protect your home, yourself and family: Smart...Read More
“Don’t worry. It’s covered!” Or is it?
February 15, 2017
As Valentine’s Day has passed how common will these headlines be? Lost Ring During Proposal At Yankee’s Stadium Skydiver drops...Read More
Be Careful Where You Drive
February 10, 2017
BE CAREFUL WHERE YOU DRIVE YOUR CAR... WHO PAYS FOR DAMAGE TO YOUR VEHICLE IF DAMAGED BY RIOTING? Lately,...Read More
Millennials and Insurance: How to Start a Conversation
February 1, 2017
I read an article in Primary Agent Magazine’s January issue titled: “5 Musts for Insurance Agents Trying to Reach Millennials.”...Read More
Umbrella Coverage
January 27, 2017
It’s a new year, a clean slate! While sorting out files for the new year and collecting information for tax...Read More
January 18th – National Winnie the Pooh Day
January 26, 2017
“Author A.A. Milne brought the adorable, honey-loving bear to life in his stories which also featured his son, Christopher Robin. National...Read More
COMFORT FOODS …A Plus in the Winter
January 11, 2017
How about a good healthy soup? We all love soup in the winter and when it sticks with you it...Read More
It’s The Most Wonderful Time of The Year, Until Something Bad Happens
November 30, 2016
Now that the Thanksgiving holiday is over, people tend to think about the next major holiday, Christmas! Making your shopping...Read More
Vacant Homes are NOT Vacant of Risk
November 23, 2016
Can you tell which one of these homes is vacant? Does it matter? YES IT DOES!! Once a home is...Read More
Facing Your Fears of Insuring Your Teen Driver
November 16, 2016
Being a father of (3) teenage daughters can be very stressful, not only because I’m the only man of the...Read More
NOTIFICATION OF HOME IMPROVEMENTS
November 9, 2016
When making improvements to your home that boost your home’s value be sure your home insurance coverage is adequate and...Read More
Uber… does my personal auto policy cover me?
November 2, 2016
Does my policy cover me while using my personal vehicle for Uber or other car sharing concerns? Most likely...Read More
90% of All Theft Losses of Significance Involve Employees
Did you know that 90% of all theft losses of significance involve employees, often long-term employees that have located a...Read More
Halloween Tips
October 26, 2016
Halloween Tips to protect your home and yourself from possible claims. 1-Create a clear path to your front door to...Read More
Teen Driver Safety Every Week
October 25, 2016
Last week was National Teen Driver Safety Week. As Insurance agents we hear the concerns from parents as they add their newly...Read More
National Fire Prevention Week
October 14, 2016
[caption id="attachment_1213" align="aligncenter" width="948"] Photo Courtesy of NFPA[/caption] It’s National Fire Prevention Week. One of the most important measures in...Read More
Maryland Law and Insurance Identification Card
September 28, 2016
Did you know it is now a law in Maryland you have an Insurance Identification Card? It is! To avoid...Read More
Workers Compensation Myths
September 21, 2016
Running a business is expensive and stressful, but having a team of people (employees) to rely on can help tremendously....Read More
It’s time to go back to school!
September 14, 2016
Summer is over……Fall is near……It’s time to go back to school. What is on your “to do” list at this...Read More
The Risk of not having Renters Insurance
September 7, 2016
You rent a house or apartment and do not have renters insurance. You don’t own that much stuff, or...Read More
Protecting Your Cyber Data
September 1, 2016
What do Target, The Home Depot, Internal Revenue Service and LinkedIn all have in common? They’ve all experienced a Cyber...Read More
Vacation time!
July 27, 2016
Ease your mind by following these simple steps to protect your home from burglars while you’re away...... 1- Make sure...Read More
The Future of Automobile Insurance
July 20, 2016
Telematics - a method of monitoring a vehicle. By combining a GPS system with on-board diagnostics it's possible to record...Read More
Communication Can Save You Both Time and Money
June 25, 2016
People are always looking for ways to save money on their insurance premiums. There are plenty of commercials on the...Read More
Insurance for Viruses?
June 22, 2016
Ransom ware attacks on businesses and individuals are increasing. Your files are encrypted and you receive an email with a...Read More
Equipment Breakdown for Farmers
May 11, 2016
Do you have Equipment Breakdown coverage on your policy? Electrical breakdown is the most common type of loss on a...Read More
April Showers Bring May Flowers……..
April 27, 2016
April Showers Bring May Flowers…….. Unfortunately showers can also bring severe weather threats such as hail, high winds, tornadoes...Read More
Are you using Drones in your business?
April 13, 2016
Are you using Drones in your business? If so, you may not have liability coverage under your standard policy. With...Read More
Is Your Pet Safe?
April 11, 2016
Do you regularly put your pet in danger? If your pets travel unrestrained in any vehicle, then the answer is...Read More
Spring has Sprung
April 1, 2016
Spring has sprung and April is just around the corner! April showers may bring May flowers but they can also...Read More
Additional Insured…What does it mean?
March 24, 2016
In today’s litigious society, whether you are a plumber, an architect or a free-lance artist leasing a space for your...Read More
Commonly Misunderstood Insurance Terms
March 16, 2016
We have all had a conversation where a lot of things are said that you just don’t understand or comprehend. ...Read More
What is a Residence Premise?
March 9, 2016
We will pay for direct “physical loss” to…….the dwelling on the “residence premises” including structures attached to the dwelling. “Residence...Read More
Did You Know – Host Liquor Liability
March 2, 2016
From Christmas parties, barbecues to seminars, alcohol is often a large part of these social gatherings. When a person drinks...Read More
Do you have enough car insurance?
February 24, 2016
DO YOU HAVE ENOUGH CAR INSURANCE COVERAGE ? It’s easy to call an insurance company to obtain insurance coverage for...Read More
Are you covered?
December 16, 2015
To make the agriculture operation a success it can probably not be a 7 month operation. We are certainly looking...Read More
WORKERS COMPENSATION FOR FARM EMPLOYEES
November 12, 2015
Did you know that by Maryland Law if you pay employees for the work they do on your farm you...Read More
October 29, 2015
Falling leaves, dropping temperatures, hay rides, bonfires, pumpkins and scare crows. Fall is here and Halloween will be upon us...Read More
Insurance myths costing you money?
August 28, 2015
Are the most common insurance myths costing you money? Insurance myths have been talked about for years and many still...Read More
DID YOU KNOW – Employment Practices Liability Insurance –
July 29, 2015
Do you have Employment Practices Liability Insurance? This insurance coverage is used to protect you against lawsuits by employees alleging ...Read More
Do you have a home-based business?
July 16, 2015
According to the U.S. Small business Administration https://www.sba.gov/content/home-based-businesses more than half of the $28 million U.S. businesses are home-based. ...Read More
Cyber Security
July 13, 2015
You are probably as likely to lose your business by your computer systems being victim of a data breach or...Read More
Protect your New Vehicle !
July 1, 2015
Did you just recently trade in your older vehicle for a brand new model, or did you just take advantage...Read More
Employment Practices Liability
June 24, 2015
Employment Practices Liability is a type of insurance covering wrongful acts arising from the employment process. In today’s growing litigious...Read More
Summer Vacation Vehicle Safety
June 19, 2015
As Summer is quickly approaching, and kids are done with school, vacations seem like the next logical thing to do. ...Read More
IT Can Happen to YOU!
June 12, 2015
IT could happen to anyone. You’re online checking email, reading the news doing a little shoppping and you get a...Read More
There Are Heroes Among Us
May 28, 2015
Donna Baronti was recognized at this years awards ceremony for donating her first gallon of blood. AAMC Blood Mobile Program...Read More
Farm Vehicles
April 30, 2015
Do we have your farm vehicles insured? If so, and you have a K-tag on that vehicle you may be...Read More
How safe are you really?
March 26, 2015
We take so many precautions to protect what is tangible and replaceable but we leave ourselves exposed to the possibility...Read More
Determining Home Replacement Cost
March 20, 2015
When searching for homeowners insurance coverage, you rely on the insurance company to insure your home for it’s full...Read More
WOODSTOVES IN YOUR HOME
March 12, 2015
The cold weather is almost over and many people were supplementing their main heat source by using a woodstove. When...Read More
Could your business still operate?
February 26, 2015
If your property location had no access to water, electricity, phone or internet…could your business still operate? When most businesses...Read More
HAPPY VALENTINE’S DAY !
February 11, 2015
It's almost February 14th …. have you purchased your loved one that special gift? Oh… you can do better than...Read More
Do I really need Directors & Officers Liability?
February 6, 2015
Do I really need Directors & Officers Liability? Some small business executives believe that this type of policy, called D&O...Read More
Errors and Omissions
January 29, 2015
Professional liability insurance, also called errors and omissions insurance (E & O insurance), is a form of liability insurance that...Read More
DID YOU KNOW – “THE NICE GUY RULE”
January 20, 2015
Most companies allow their employees use of company equipment at their premise to do their side work or a small...Read More
Are You Prepared for Winter Driving?
January 12, 2015
As temperatures drop below freezing in the mid-atlantic be sure that you and your car are ready to drive in...Read More
Happy Holidays!
December 23, 2014
To a joyful present and a well remembered past. Best wishes for Happy Holidays and a magnificent New Year! From...Read More
What is PIP and Why is it important?
December 17, 2014
Personal Injury protection is a “NO-FAULT” coverage, meaning that regardless of which driver was at fault, some of the medical...Read More
Insure Your Valuable Holiday Gifts
December 15, 2014
It's the most wonderful time of the year to give and receive gifts! Are you planning to leave something shiny...Read More
Employee Dishonesty Coverage
December 5, 2014
You may ask the question, what is employee dishonesty coverage? It is an act of deceit by an employee. Most...Read More
GOBBLE, GOBBLE, GOBBLE…..
November 25, 2014
Did you know? Ben Franklin proposed the turkey as the official United States bird? In 1863 U.S. President Abraham Lincoln...Read More
Farm Insurance…Not Just for Farming
November 18, 2014
As the Seasons change do you review your farm insurance policy to see if it is accommodating to your operations?...Read More
Homeowners Claim to Report?… WHAT SHOULD I DO?
November 13, 2014
Thankfully, some of us have never needed to file a claim with our insurance company. Things to think about BEFORE...Read More
Water….Water….Everywhere!
November 5, 2014
November 5, 2014 Its early morning. You’re struggling to make it down the stairs without that first cup of coffee....Read More
Rental Property Insurance
October 31, 2014
Because your rental property is such an important investment, you want to make sure that it is properly protected. A...Read More
What is Employment Practices Liability Insurance?
October 29, 2014
Do I already have this coverage? Probably not… Employment Practices Liability Insurance, commonly referred to as EPLI, is an additional...Read More
Should you carry an Umbrella policy?
October 21, 2014
We use an umbrella for added protection against rain, sun and other weather conditions that can somehow affect us...Read More
What You Need to Know About Flood Insurance
October 17, 2014
If you've currently got a homeowners insurance policy, you may be under the impression that you're covered in the event...Read More
Should you take the rental car insurance?
October 8, 2014
Should you take the rental car insurance? Absolutely! Your auto policy, whether it is personal or commercial, can be changed to...Read More
Cyber Liability: Is your business at risk?
October 1, 2014
Home Depot, Target, Apple, Ebay, Neiman Marcus, Dairy Queen, UPS, and Google. What do these companies have in common...Read More
Preparing for Winter
September 24, 2014
Henry Murray's Winter Checklist Take advantage of the beautiful fall weather to work on projects around your home to...Read More
Hurricanes and Homeowners Insurance 2014
September 19, 2014
We are hopefully getting around to the end of the hurricane season. The Atlantic hurricane season, which lasts from...Read More
Protecting High Value Homes
September 5, 2014
Living in Annapolis Maryland puts us in one of the most unique locations in the world. If you draw a...Read More
Boat Insurance For The Summer
August 27, 2014
Boating is an activity that many people enjoy. However, they typically do not want to think about all of the...Read More
Summer Golf Tournament
August 25, 2014
Henry M. Murray Agency was recently a executive sponsor for the Christian Maiorana Collage Fund held at Twin Shields Golf...Read More
Our New Parking Lot
August 20, 2014
Sorry for the inconvenience on Friday but we were trying keep up with the Jones and had our entire parking...Read More
Waterborne exclusion: is it threatening your business?
July 8, 2014
If you have a business that operates in or around the water, your current insurance policy may have a specific...Read More
What is Employment Practices Liability Insurance?
June 12, 2014
Do you have Employment Practices Liability Insurance? If not, keep reading! This insurance coverage is used to protect you against...Read More
Why Tech Business Insurance Matters!
For a lot of tech companies that form around an idea or ideas- and then go out to get their...Read More
Construction Business Insurance
May 11, 2014
Introduction In 1881, Henry Murray established a company that provides other contractors and businesses different options for insurance. Before this,...Read More
Real Estate Business Insurance
April 25, 2014
Insurance is an expense we wish we didn't have to incur, but a saving grace when we run into a...Read More
Hospitality And Hotel Insurance
April 14, 2014
Ever since 1881, Murray Insurance has been a very trusted independent insurance agency in Annapolis, Maryland. One of the company’s...Read More
Restaurant Insurance
March 24, 2014
The Henry M. Murray Agency, Inc. has been providing business insurance to people in Annapolis, Maryland for the past 130...Read More
Commercial Marine Insurance
March 10, 2014
Henry M. Murray Agency, Inc. is an independent insurance company that maintains business relationships with several of the top carriers...Read More
Homeowners Insurance
February 22, 2014
People may not think of Maryland as being a place where hurricane damage is severe, but property owners in and...Read More
Thinking Smart About Auto Insurance
February 11, 2014
If you are in the market for auto insurance, Henry M. Murray Agency can guide your way to a reasonable...Read More