Teen Driver Safety Every Week
Last week was National Teen Driver Safety Week. As Insurance agents we hear the concerns from parents as they add their newly licensed drivers to their Insurance policy. While there are many state laws that are in place to protect your children, …
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Workers Compensation Myths
Running a business is expensive and stressful, but having a team of people (employees) to rely on can help tremendously. In order to protect your business, as well as your valued staff, it is necessary to carry Workers’ Compensation coverage. …
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It’s time to go back to school!
Summer is over……Fall is near……It’s time to go back to school. What is on your “to do” list at this time of year? Getting school supplies, buying new clothes, new shoes, etc. is probably at the top of your list. …
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The Risk of not having Renters Insurance
You rent a house or apartment and do not have renters insurance. You don’t own that much stuff, or so you think. What’s the risk? Well, if the following happened to you, could you use help from an insurance …
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Equipment Breakdown for Farmers
Do you have Equipment Breakdown coverage on your policy? Electrical breakdown is the most common type of loss on a farm. An electrical power surge can destroy circuit breakers, electric motors and electronic control equipment used to operate various types …
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April Showers Bring May Flowers……..
April Showers Bring May Flowers…….. Unfortunately showers can also bring severe weather threats such as hail, high winds, tornadoes and lightning. According to the National Weather Service, thunderstorms cause more than $1 billion in property damage each year. Below …
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Is Your Pet Safe?
Do you regularly put your pet in danger? If your pets travel unrestrained in any vehicle, then the answer is “yes”. The idea of keeping your pets safe is not a new one. The Center for Pet Safety (CPS) has …
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Spring has Sprung
Spring has sprung and April is just around the corner! April showers may bring May flowers but they can also bring water-related claims to your household. Damp basements, roof damage, water backup of sewers and drains….even flooding. Is your Homeowners …
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Additional Insured…What does it mean?
In today’s litigious society, whether you are a plumber, an architect or a free-lance artist leasing a space for your first exhibition, often you will come across language in a lease/contract stating they must be listed as “Additional Insured”. What …
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Commonly Misunderstood Insurance Terms
We have all had a conversation where a lot of things are said that you just don’t understand or comprehend. And we have all had that conversation with our insurance agent. Not understanding some of the most commonly used terms …
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What is a Residence Premise?
We will pay for direct “physical loss” to…….the dwelling on the “residence premises” including structures attached to the dwelling. “Residence premises” means…..the dwelling where you reside…..and which is shown as the “residence premises” in the Declarations. That’s how my Homeowners …
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Do you have enough car insurance?
DO YOU HAVE ENOUGH CAR INSURANCE COVERAGE ? It’s easy to call an insurance company to obtain insurance coverage for your new or used vehicle…but, do you really know what kind of coverage, or how much coverage you will need …
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