How to avoid party fouls when renting out your clubhouse.
It’s all fun and games … until somebody gets sued. How to avoid party fouls when renting out your clubhouse. by Gina Fee Senior Commercial Lines Marketing Specialist Birthday bashes, going away shindigs, surprise parties, dinner, cocktail and pool parties, …
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Ride Sharing and Insurance
Ride sharing (Uber & Lyft) present some insurance issues to their drivers. Uber has a policy that covers the driver/vehicle owner for liability and physical damage while working for Uber AND while a passenger is in the car. Coverage is …
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Beware of Ransomware
In today’s society, criminal activity is being found everywhere and growing more and more through the interwebs. The existence of ransomware is on the move with more instances being reported than ever before. So what is Ransomware? According to …
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Protect Your Home, Yourself and Your Family
Here is a list of available technologies that we think could help you protect your home, yourself and family: Smart smoke & carbon monoxide detectors – An alert is sent to a smart phone when an issue is detected. Smart …
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Uber… does my personal auto policy cover me?
Does my policy cover me while using my personal vehicle for Uber or other car sharing concerns? Most likely not. The personal auto policy Exclusion: “We do not provide Liability Coverage for any “insured” Or that insured’s liability arising …
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90% of All Theft Losses of Significance Involve Employees
Did you know that 90% of all theft losses of significance involve employees, often long-term employees that have located a weakness in your business? There could be a gap, perhaps, in your internal control and processes that can be exploited. …
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National Fire Prevention Week
It’s National Fire Prevention Week. One of the most important measures in fire protection for any building (residential or commercial) is having the proper Fire/Smoke Detection System in place. Please make sure you have the right system installed in your …
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Workers Compensation Myths
Running a business is expensive and stressful, but having a team of people (employees) to rely on can help tremendously. In order to protect your business, as well as your valued staff, it is necessary to carry Workers’ Compensation coverage. …
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Insurance for Viruses?
Ransom ware attacks on businesses and individuals are increasing. Your files are encrypted and you receive an email with a demand for a bitcoin payment or your files will be destroyed. As with most computer viruses, victims are often first …
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Are you using Drones in your business?
Are you using Drones in your business? If so, you may not have liability coverage under your standard policy. With the popularity of Drones being used for many applications in the business sector over the recent years, many insurance carriers have …
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Spring has Sprung
Spring has sprung and April is just around the corner! April showers may bring May flowers but they can also bring water-related claims to your household. Damp basements, roof damage, water backup of sewers and drains….even flooding. Is your Homeowners …
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Additional Insured…What does it mean?
In today’s litigious society, whether you are a plumber, an architect or a free-lance artist leasing a space for your first exhibition, often you will come across language in a lease/contract stating they must be listed as “Additional Insured”. What …
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