90% of All Theft Losses of Significance Involve Employees

Did you know that 90% of all theft losses of significance involve employees, often long-term employees that have located a weakness in your business? There could be a gap, perhaps, in your internal control and processes that can be exploited. …
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Posted in: business insurance annapolis, employee dishonesty insurance, employee practices liability insurance |

Are you using Drones in your business?

Are you using Drones in your business? If so, you may not have liability coverage under your standard policy.  With the popularity of Drones being used for many applications in the business sector over the recent years, many insurance carriers have …
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Posted in: business insurance annapolis, business insurance policies, employee practices liability insurance, Technology |

Employment Practices Liability

Employment Practices Liability is a type of insurance covering wrongful acts arising from the employment process. In today’s growing litigious society, employment related claims has being increasing steadily over the past 10 years. While standardly larger companies with high employee …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, commercial insurance, employee practices liability insurance, henry murray insurance annapolis |

Errors and Omissions

Professional liability insurance, also called errors and omissions insurance (E & O insurance), is a form of liability insurance that helps protects your business if you are sued for negligently performing your services. What Errors and Omissions insurance is? Most …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, commercial insurance, employee practices liability insurance, henry murray insurance annapolis, Technology |

DID YOU KNOW – “THE NICE GUY RULE”

Most companies allow their employees use of company equipment at their premise to do their side work or a small home improvement job. Some places like Marinas and Construction yards will let employees keep their boats and equipment in the …
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Posted in: business insurance annapolis, commercial insurance, employee practices liability insurance, henry murray insurance annapolis |

Employee Dishonesty Coverage

You may ask the question, what is employee dishonesty coverage? It is an act of deceit by an employee. Most business carry insurance on their business personal property, but one of the exclusions under this coverage is for employee dishonesty. …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, commercial insurance, employee dishonesty insurance, employee practices liability insurance, Technology |

Rental Property Insurance

Because your rental property is such an important investment, you want to make sure that it is properly protected. A natural disaster or kitchen fire can do a lot more than just cause serious damage to the property. It can …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, employee practices liability insurance, henry murray insurance annapolis, homeowners insurance annapolis, personal insurance | Tagged: , , , |

What is Employment Practices Liability Insurance?

Do I already have this coverage?  Probably not… Employment Practices Liability Insurance, commonly referred to as EPLI, is an additional insurance coverage business owners can purchase to protect themselves from lawsuits brought against them by a current, former or possibly …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, commercial insurance, community, employee practices liability insurance, henry murray insurance annapolis, Technology | Tagged: , , |

What You Need to Know About Flood Insurance

If you’ve currently got a homeowners insurance policy, you may be under the impression that you’re covered in the event of a flood at your home. Unfortunately, while many homeowners insurance policies include coverage for water damage, most policies actually don’t cover …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, employee practices liability insurance, henry murray insurance annapolis, high value homes, homeowners insurance annapolis, personal insurance, waterfront home annapolis | Tagged: , , , |

Boat Insurance For The Summer

Boating is an activity that many people enjoy. However, they typically do not want to think about all of the things that can go wrong while they are boating. Accidents do happen, so it is important for you to have …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, employee practices liability insurance, henry murray insurance annapolis, inland marine insurance annapolis, waterborne exclusion | Tagged: , , , |

What is Employment Practices Liability Insurance?

Do you have Employment Practices Liability Insurance? If not, keep reading! This insurance coverage is used to protect you against lawsuits by employees alleging wrongful termination, discrimination , harassment, or other specified employment related exposures. One of the newer types …
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Posted in: annapolis insurance agency, business insurance annapolis, business insurance policies, employee practices liability insurance | Tagged: , , , |

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