How to avoid party fouls when renting out your clubhouse.

It’s all fun and games … until somebody gets sued. How to avoid party fouls when renting out your clubhouse. by Gina Fee Senior Commercial Lines Marketing Specialist Birthday bashes, going away shindigs, surprise parties, dinner, cocktail and pool parties, …
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Posted in: business insurance annapolis, commercial insurance, community, henry murray insurance annapolis, homeowners insurance annapolis |

Can you find your Utility Shutoff Valves?

Everyone knows to call 911 for emergency rescue, safety or medical services.  But sometimes when disaster threatens or strikes, you must act immediately to shut off utility service while you wait for help to arrive. As part of disaster planning …
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Posted in: annapolis insurance agency, community, homeowners insurance annapolis |

Your Pets & Homeowners Insurance

When procuring or updating your homeowners policy, your agent will probably ask about pets. It seems like an unrelated question, but in reality it can affect your insurance rates, sometimes quite drastically. Even the best-trained animals can be unpredictable, and …
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Posted in: community, henry murray insurance annapolis, homeowners insurance annapolis |

The ABD’s of Medicare

I know I’m getting older since I now have an interest in Medicare.   Did you know that if you are still working for an employer with 20 or more employees, that you may elect to keep your coverage, sign up …
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Posted in: annapolis insurance agency, community, henry murray insurance annapolis, personal insurance |

Fire Extinguishers for Optimum Use

Fire extinguishers can be an effective tool, but only when you select the correct type for your needs; install them in the most effective locations; and learn the proper way to use them. Fire extinguishers are a critical component of …
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Posted in: community, homeowners insurance annapolis, national fire prevention |

How Much Do You Trust Your Car?

Technology is an amazing thing. Everyday something new is invented and we wonder “how did I ever live without this???” This is especially true when it comes to vehicles these days. I remember when “bells and whistles” consisted of automatic …
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Posted in: auto insurance, car insurance annapolis, community, henry murray insurance annapolis |

What is Ordinance and Law Coverage?

Did you know that in the event of a covered loss this coverage will pay for the demolition of the undamaged building as a result of the enforcement of any ordinance or law. It will also cover the additional cost …
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Posted in: high value homes, homeowners insurance annapolis, personal insurance |

Pool Safety Tips

Help prevent guest and tenant swimming pool disasters with these safety tips by Tracy Groff Commercial Lines Account Executive Senior Summer is just around the corner and soon swimming pools around the country will be filled with water in anticipation …
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Posted in: community, henry murray insurance annapolis, high value homes, homeowners insurance annapolis, personal insurance |

Ride Sharing and Insurance

Ride sharing (Uber & Lyft) present some insurance issues to their drivers. Uber has a policy that covers the driver/vehicle owner for liability and physical damage while working for Uber AND while a passenger is in the car.   Coverage is …
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Posted in: auto insurance, business insurance annapolis, car insurance annapolis, commercial insurance |

Hurricane/Tropical Storm Season

It’s that time of the year again:  Hurricane / Tropical Storm Season ! The 2017 Hurricane and Tropical Storm season officially begins on Thursday, June 1st, in the Atlantic Region of the United States and runs through the end of …
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Posted in: annapolis insurance agency, community, homeowners insurance annapolis, hurricane insurance, personal insurance, water backup |

Improvements to Help Sell Your Home

The world of real estate seems to be shaping up to be a sellers’ market.  With High demand, and low supply, homeowners who are looking to sell, have the advantage.  The only issue is that buyers are looking for a …
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Posted in: annapolis insurance agency, community, homeowners insurance annapolis, personal insurance |

The Tiny House Movement

Tiny Houses are classified as less than 500 square feet, and they can be mobile or planted. The “tiny house movement” is gaining momentum, but many insurance companies do not know how to classify these unique dwellings. The first thought …
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Posted in: annapolis insurance agency, henry murray insurance annapolis, homeowners insurance annapolis, personal insurance |

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