Umbrella Coverage
It’s a new year, a clean slate! While sorting out files for the new year and collecting information for tax preparation take a minute to look at your assets. Do you have enough liability insurance coverage on your auto(s), home(s), …
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Equipment Breakdown for Farmers
Do you have Equipment Breakdown coverage on your policy? Electrical breakdown is the most common type of loss on a farm. An electrical power surge can destroy circuit breakers, electric motors and electronic control equipment used to operate various types …
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Are you covered?
To make the agriculture operation a success it can probably not be a 7 month operation. We are certainly looking for ways to make it a year round, 12 month income producing operation. Planting Christmas trees for a cut …
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WORKERS COMPENSATION FOR FARM EMPLOYEES
Did you know that by Maryland Law if you pay employees for the work they do on your farm you are responsible for carrying workers compensation insurance. Should they get hurt and cannot work for you, they cannot work for …
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Farm Vehicles
Do we have your farm vehicles insured? If so, and you have a K-tag on that vehicle you may be eligible for a premium discount on your insurance premium. Send us a copy of the registration for that vehicle showing …
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GOBBLE, GOBBLE, GOBBLE…..
Did you know? Ben Franklin proposed the turkey as the official United States bird? In 1863 U.S. President Abraham Lincoln proclaimed the last Thursday of November to be a national holiday and day of Thanksgiving. Franklin Roosevelt modified the date …
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Farm Insurance…Not Just for Farming
As the Seasons change do you review your farm insurance policy to see if it is accommodating to your operations? Probably not. Let me give you an example of why you should take few minutes to give your agent a …
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