What is Ordinance and Law Coverage?
Did you know that in the event of a covered loss this coverage will pay for the demolition of the undamaged building as a result of the enforcement of any ordinance or law. It will also cover the additional cost …
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Pool Safety Tips
Help prevent guest and tenant swimming pool disasters with these safety tips by Tracy Groff Commercial Lines Account Executive Senior Summer is just around the corner and soon swimming pools around the country will be filled with water in anticipation …
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Protect Your Home, Yourself and Your Family
Here is a list of available technologies that we think could help you protect your home, yourself and family: Smart smoke & carbon monoxide detectors – An alert is sent to a smart phone when an issue is detected. Smart …
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“Don’t worry. It’s covered!” Or is it?
As Valentine’s Day has passed how common will these headlines be? Lost Ring During Proposal At Yankee’s Stadium Skydiver drops ring during proposal Engagement Ring lost on beach Bride to be drops ring in waterfall What do you do when …
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NOTIFICATION OF HOME IMPROVEMENTS
When making improvements to your home that boost your home’s value be sure your home insurance coverage is adequate and does not leave you vulnerable to losses. When you add the new solar panels to the roof make sure you …
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Determining Home Replacement Cost
When searching for homeowners insurance coverage, you rely on the insurance company to insure your home for it’s full replacement value. When you purchase your home, you are paying for both the market value of the home ( minus …
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GOBBLE, GOBBLE, GOBBLE…..
Did you know? Ben Franklin proposed the turkey as the official United States bird? In 1863 U.S. President Abraham Lincoln proclaimed the last Thursday of November to be a national holiday and day of Thanksgiving. Franklin Roosevelt modified the date …
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Farm Insurance…Not Just for Farming
As the Seasons change do you review your farm insurance policy to see if it is accommodating to your operations? Probably not. Let me give you an example of why you should take few minutes to give your agent a …
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Homeowners Claim to Report?… WHAT SHOULD I DO?
Thankfully, some of us have never needed to file a claim with our insurance company. Things to think about BEFORE a loss; if you had a partial or total loss, could you list everything in a room of your home? …
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Water….Water….Everywhere!
November 5, 2014 Its early morning. You’re struggling to make it down the stairs without that first cup of coffee. The heavy downpour from the night before has seemed to subside and you feel a bit of sunshine is on …
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What You Need to Know About Flood Insurance
If you’ve currently got a homeowners insurance policy, you may be under the impression that you’re covered in the event of a flood at your home. Unfortunately, while many homeowners insurance policies include coverage for water damage, most policies actually don’t cover …
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Henry Murray’s Winter Checklist Take advantage of the beautiful fall weather to work on projects around your home to prepare for common winter problems. Clean your gutters. Make sure downspouts move the water away from the home. Caulk …
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