Tips on Preparing for Winter

Tips on preparing for winter Clean out the Gutters Have your furnace serviced Check door and window frames for air leaks Trim trees Have your chimney cleaned Put hose away Change your air filters Roof should be checked for leaks, …
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Posted in: henry murray insurance annapolis, homeowners insurance annapolis, personal insurance |

Protect Your Home, Yourself and Your Family

Here is a list of available technologies that we think could help you protect your home, yourself and family: Smart smoke & carbon monoxide detectors – An alert is sent to a smart phone when an issue is detected. Smart …
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Posted in: annapolis insurance agency, high value homes, homeowners insurance annapolis, Technology |

“Don’t worry. It’s covered!” Or is it?

As Valentine’s Day has passed how common will these headlines be? Lost Ring During Proposal At Yankee’s Stadium Skydiver drops ring during proposal Engagement Ring lost on beach Bride to be drops ring in waterfall What do you do when …
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Posted in: annapolis insurance agency, community, high value homes, homeowners insurance annapolis, inland marine insurance annapolis, personal insurance |

Be Careful Where You Drive

BE CAREFUL WHERE YOU DRIVE YOUR CAR… WHO PAYS FOR DAMAGE TO YOUR VEHICLE IF DAMAGED BY RIOTING?   Lately, it seems like every time you turn on the television, there are people in the streets demonstrating. There have been …
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Posted in: auto insurance, community, henry murray insurance annapolis |

Umbrella Coverage

It’s a new year, a clean slate! While sorting out files for the new year and collecting information for tax preparation take a minute to look at your assets.  Do you have enough liability insurance coverage on your auto(s), home(s), …
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Posted in: auto insurance, car insurance annapolis, farm insurance, henry murray insurance annapolis, homeowners insurance annapolis, personal insurance, umbrella |

It’s The Most Wonderful Time of The Year, Until Something Bad Happens

Now that the Thanksgiving holiday is over, people tend to think about the next major holiday, Christmas!  Making your shopping lists and checking it twice…   It’s the most wonderful time of the year……..” until something bad happens….. Let’s say that …
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Posted in: annapolis insurance agency, auto insurance, community, henry murray insurance annapolis | Tagged: , , |

Vacant Homes are NOT Vacant of Risk

Can you tell which one of these homes is vacant?  Does it matter? YES IT DOES!! Once a home is vacant for 30 or 60 consecutive days (depending on the policy), a typical homeowners policies will not cover vandalism, water …
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Posted in: annapolis insurance agency, henry murray insurance annapolis, homeowners insurance annapolis, personal insurance | Tagged: , |

Facing Your Fears of Insuring Your Teen Driver

Being a father of (3) teenage daughters can be very stressful, not only because I’m the only man of the house, but one of these days, they are not only going to be driving me crazy, but they will be …
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Posted in: auto insurance, car insurance annapolis, henry murray insurance annapolis, personal insurance, Uncategorized |

NOTIFICATION OF HOME IMPROVEMENTS

When making improvements to your home that boost your home’s value be sure your home insurance coverage is adequate and does not leave you vulnerable to losses.  When you add the new solar panels to the roof make sure you …
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Posted in: annapolis insurance agency, high value homes, homeowners insurance annapolis |

Uber… does my personal auto policy cover me?

  Does my policy cover me while using my personal vehicle for Uber or other car sharing concerns? Most likely not. The personal auto policy Exclusion: “We do not provide Liability Coverage for any “insured” Or that insured’s liability arising …
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Posted in: auto insurance, car insurance annapolis, commercial insurance, henry murray insurance annapolis |

Teen Driver Safety Every Week

Last week was National Teen Driver Safety Week.  As Insurance agents we hear the concerns from parents as they add their newly licensed drivers to their Insurance policy.  While there are many state laws that are in place to protect your children, …
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Posted in: annapolis insurance agency, auto insurance, car insurance annapolis, community |

National Fire Prevention Week

It’s National Fire Prevention Week. One of the most important measures in fire protection for any building (residential or commercial) is having the proper Fire/Smoke Detection System in place.  Please make sure you have the right system installed in your …
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Posted in: business insurance annapolis, community, homeowners insurance annapolis, national fire prevention |

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