Determining Home Replacement Cost
When searching for homeowners insurance coverage, you rely on the insurance company to insure your home for it’s full replacement value. When you purchase your home, you are paying for both the market value of the home ( minus …
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GOBBLE, GOBBLE, GOBBLE…..
Did you know? Ben Franklin proposed the turkey as the official United States bird? In 1863 U.S. President Abraham Lincoln proclaimed the last Thursday of November to be a national holiday and day of Thanksgiving. Franklin Roosevelt modified the date …
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Homeowners Claim to Report?… WHAT SHOULD I DO?
Thankfully, some of us have never needed to file a claim with our insurance company. Things to think about BEFORE a loss; if you had a partial or total loss, could you list everything in a room of your home? …
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Water….Water….Everywhere!
November 5, 2014 Its early morning. You’re struggling to make it down the stairs without that first cup of coffee. The heavy downpour from the night before has seemed to subside and you feel a bit of sunshine is on …
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What You Need to Know About Flood Insurance
If you’ve currently got a homeowners insurance policy, you may be under the impression that you’re covered in the event of a flood at your home. Unfortunately, while many homeowners insurance policies include coverage for water damage, most policies actually don’t cover …
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Henry Murray’s Winter Checklist Take advantage of the beautiful fall weather to work on projects around your home to prepare for common winter problems. Clean your gutters. Make sure downspouts move the water away from the home. Caulk …
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Hurricanes and Homeowners Insurance 2014
We are hopefully getting around to the end of the hurricane season. The Atlantic hurricane season, which lasts from June to November, affects every coastal state from Florida to Maine, and there is no telling when or where the …
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Protecting High Value Homes
Living in Annapolis Maryland puts us in one of the most unique locations in the world. If you draw a 200-mile radius around Annapolis you encompass several major metropolitan areas, not to mention the 2 of the most powerful cities …
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