Since 1881, Henry Murray has provided general contractors and businesses in the construction industry with comprehensive insurance options. Based in Annapolis, Maryland, we work with many different sized businesses and multiple trades within the construction industry.
Because we are an independent insurance agency, we can offer general contractors and construction business owners the most choice and flexibility in their insurance programs. Our construction insurance specialists can help you choose the coverage that best fits your needs and budget.
General Liability Insurance for Contractors
Every business needs General Liability Insurance, including construction businesses, general contractors and sub-contractors.
Known as GL, this insurance coverage protects against basic lawsuits and financial liabilities from:
- Bodily injury
- Personal injury
- Property damage
- Contractual liability
- and more
Commercial Auto Insurance
Commercial auto insurance is unique to the construction industry from most other businesses. Henry Murray can offer a broad range of coverage for construction vehicles, not limited to cars, trucks, flat beds, mixers, cranes, etc.
Tools & Equipment Insurance
Coverage is also available to protect tools, equipment and other machinery either at your work yard or at your construction site. This typically covers damage by fire, weather, etc as well as theft.
Workers' Compensation Insurance
Maryland employers are required to obtain workers' compensation for their employees. This coverage applies to accidental bodily injury, occupational diseases and catastrophic circumstances resulting from and during the course of employment.
Workers' Compensation provides four types of benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits