Henry Murray was voted “Best Insurance Agency in Annapolis” by the readers of What’s Up Magazine and the Annapolis Capital. We’re proud of this award, which represents the commitment we’ve had over the last 130 years to providing the best customer service and most comprehensive choices for home, auto and boat insurance.
As an independent insurance agency, we represent more than a dozen of the nation’s leading insurance carriers. This allows us to offer our clients the best prices and most coverage choices compared to single carrier agencies.
Contact us today for a no-obligation insurance review. Call or request a consultation online.
Homeowners Insurance
The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you've made in your own home with a comprehensive homeowners plan.
Basic Homeowners Insurance Covers:
- Your home and other buildings on the property
- Personal belongings - furniture, clothing, appliances, etc.
- Additional living expenses
- Personal legal liability
Additional coverage is available for homeowners insurance including:
- Home Replacement Guarantee
- Replacement Cost on Contents
- Additional Coverage Form
- Umbrella policies
Personal Auto Insurance
Maryland drivers are required to carry a minimum auto liability insurance, however, most drivers will benefit from expanded coverage. Henry Murray works with the leading auto insurance carriers and can help you select the coverage that's right for you.
Required Auto Insurance Coverage
- Bodily Injury & Property Damage Liability
- Uninsured Motorist
- Personal Injury Protection
Additional Auto Insurance Coverage:
- Comprehensive Car Insurance
- Collision Coverage
- Towing
- More
Personal Boat Insurance
Insuring your boat is a lot like insuring your car or other vehicles. Henry Murray insurance specializes in boat and yacht insurance and we insure hundreds of personal watercraft owners in Annapolis and throughout Maryland.
We provide coverage for
- Power Boats
- Sailboats
- Yachts
- Jetskis
- Waverunners
Boat Insurance Coverage Options:
- Bodily Injury & Property Damage Liability
- Personal Belongings
- Fishing and Marine Equipment
- Fuel Spill Liability
- Uninsured Boater
- Roadside and On-water Towing
Farm Insurance Options
For 130 years, Henry M. Murray Agency has provided insurance protection for farmers in Maryland. Despite a national decrease in the number of active farms, we remain sensitive to farmers' needs and have chosen to not only maintain this product, but to also strengthen it to meet the changing agricultural environment.
Farm Property Insurance Coverage:
- Home
- Farm Buildings
- Farm Equipment
- Personal Property
- Livestock
- Liability Coverages
Optional Farm Insurance Coverages:
- Dwelling Replacement/Ordinance or Law
- Sump Overflow & Water Back-up of Sewers
- Farm Computer Coverage
- Disruption of Farm Operations
Umbrella Insurance Policies
Umbrella insurance is extra liability insurance that extends beyond the coverage of your existing home, auto or boat insurance. This type of coverage is generally available up to 5 million dollars to protect against a broad range on incidents including:
- Bodily Injury
- Property Damage
- Personal Injury (slander, liable, defamation of character)
- Worldwide Travel
- Vacation Rentals
- and more
Most people think they don't need an umbrella policy, however, there have many many cases where individuals have been sued and held responsible for damages exceeding their homeowners policy. Henry M. Murray Agency can review your personal situation and help you secure the insurance protection you need for your family.
