Vacant Homes are NOT Vacant of Risk

Can you tell which one of these homes is vacant?  Does it matter? YES IT DOES!! Once a home is vacant for 30 or 60 consecutive days (depending on the policy), a typical homeowners policies will not cover vandalism, water …
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It’s time to go back to school!

Summer is over……Fall is near……It’s time to go back to school. What is on your “to do” list at this time of year?  Getting school supplies, buying new clothes, new shoes,  etc.  is probably at the top of your list. …
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The Risk of not having Renters Insurance

  You rent a house or apartment and do not have renters insurance.   You don’t own that much stuff, or so you think. What’s the risk?  Well, if the following happened to you, could you use help from an insurance …
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Are You Prepared for Winter Driving?

As temperatures drop below freezing in the mid-atlantic be sure that you and your car are ready to drive in wintery conditions. In addition to having the appropriate maintenance service on your vehicle here are a few easy tips for …
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Insure Your Valuable Holiday Gifts

It’s the most wonderful time of the year to give and receive gifts!  Are you planning to leave something shiny & expensive under the tree for a loved one? Do you know if  it is covered under your current home …
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